If you have been sanctioned an education loan and you have completed your course, and finally you want to start repaying your loan then the first question that arises is where do I have to repay my loan. Do I have to visit the bank or we can do it online?

If you are new or don't know much about it then this question becomes very important.

Where to pay your loan?

The simplest answer to the question is your loan account itself in which you have to repay. Your loan account is just like another account where you deposit your repayment like any other account.

Before making any transaction, I would suggest calling customer care of your bank and making sure that this is how you can do it.

Method: Manually or automatically?

Now it's up to you whether you want to set an automatic system so that your repayment happens every month on a certain date. Or do you want to pay manually each month, day, or week.

For SBI, if you have your e-banking enabled, you can set up standing instructions so that on your desired frequency the repayment happens automatically. 

Here are FAQs regarding standing instructions for SBI. FAQs

Hence, there is no need for going to your bank when you can do it by yourself.